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REGULAR HOME LOAN

For purchase of completed property, purchase of under construction property, purchase of pre-owned homes.

BALANCE TRANSFER OF HOME LOAN

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Home Loan FAQ’s

Submit loan requirements to check your Home Loan eligibility

Features
  • Low Interest Rates
  • No Hidden Charges
  • No Pre Payment Penalty
  • Interest charges on Daily Reducing Balance
  • Home Loan Available as Overdraft
  • Interest Concession for Women Borrowers
Eligibility
  • Resident Type: Resident Indian
  • Minimum Age: 18 years
  • Maximum Age: 70 years
  • Extended Loan Tenure.
Documents Required
  • List of papers/ documents applicable to all applicants:

    • Employer Identity Card
    • Loan Application: Completed Loan Application form duly filled with 3 Passport size photographs
    • Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
    • Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/Piped Gas Bill or copy of Passport/ Driving License/Aadhar Card

    Property Papers:

    • NOC from Society/Builder
    • Registered agreement for sale
    • Occupancy Certificate
    • Share Certificate(only for Maharastra), Maintenance Bill, Electricity Bill, property tax receipt
    • Chain of all old Agreements for sale

    Account Statement:

    • Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s

    Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

    • Salary Slip or Salary Certificate of last 3 months
    • Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

    Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

    • Business address proof
    • IT returns for last 3 years
    • Balance Sheet & Profit & loss A/c for last 3 years
    • Business Licence Details(or equivalent)
    • TDS Certificate (Form 16A, if applicable)
    • Certificate of qualification (for C.A./ Doctor and other professionals)

    Documents from the other Bank:

    • List of original documents held at Bank
    • Loan a/c statement for the past one year
    • Sanction Letter
    • Interim Period Security

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