APPLY FOR HOME LOAN

List of papers/ documents applicable to all applicants:

• Employer Identity Card
• Loan Application: Completed Loan Application form duly filled with 3 Passport size photographs
• Proof of Identity (Any one): PAN/ Passport/ Driver’s License/ Voter ID card
• Proof of Residence/ Address (Any one): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/Piped Gas Bill or copy of Passport/ Driving License/Aadhar Card

Property Papers:

• NOC from Society/Builder
• Registered agreement for sale
• Occupancy Certificate
• Share Certificate(only for Maharastra), Maintenance Bill, Electricity Bill, property tax receipt
• Chain of all old Agreements for sale

Account Statement:

• Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s

Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:

• Salary Slip or Salary Certificate of last 3 months
• Copy of Form 16 for last 2 years or copy of IT Returns for last 2 financial years, acknowledged by IT Dept.

Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:

• Business address proof
• IT returns for last 3 years
• Balance Sheet & Profit & loss A/c for last 3 years
• Business Licence Details(or equivalent)
• TDS Certificate (Form 16A, if applicable)
• Certificate of qualification (for C.A./ Doctor and other professionals)

Documents from the other Bank:

• List of original documents held at Bank
• Loan a/c statement for the past one year
• Sanction Letter
• Interim Period Security